Products

Flexible home loans with competitive rates and 10-30 year terms. Available with as little as 3% down for qualified buyers. 

Government-backed loans with lower credit score requirements and flexible down payment options (as little as 3.5% down), ideal for first-time buyers.

Exclusive benefits for eligible veterans and active-duty service members, including no down payment and no monthly mortgage insurance. 

Zero-down financing for eligible rural and suburban homebuyers, designed to make homeownership more affordable. 

Alternative financing for self-employed borrowers using bank statements instead of traditional tax returns. 

Financing for higher-priced homes that exceed conventional loan limits, with competitive rates for qualified borrowers. 

Investor loans that qualify based on a property’s rental income. No personal income documentation required. 

 A cash-out refinance replaces your existing mortgage with a new loan for more than you owe, allowing you to convert home equity into cash for expenses like renovations, debt consolidation, or major purchases. 

Prolending Mortgage is also able to offer 75% to 80% financing on 1-4 family investment properties depending on credit scores and number of units. 

A HELOC is a revolving line of credit secured by your home’s equity, letting you borrow only what you need, when you need it, and repay it over time. 

Renovation loans that combine the purchase or refinance of a home with the cost of repairs or upgrades into one single mortgage.